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Information on Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Loan

Eligibility

Applicant must :

• Be a Malaysian
• Not be a recipient of other loans (MARA or JPA loan) or scholarship (internal or external)
• Have Sijil Pelajaran Malaysia SPM with at least 3 credits
• Posses other recognized certificates to qualify for a degree programme: STPM, A-Levels, UEC, SAM, AUSMAT, CPU, CIMP, UCSI University Foundation, Local Matriculation or Recognized Diploma
• Enrol in a Private Tertiary Education Institution (IPTS) that offers a full-time degree or diploma course that is approved by MQA & JPS

Other Criteria :

• PTPTN loans require two (2) guarantors that must consist of the biological father and mother of the student regardless of the parents’ age and income
• For students applying for the second time, loans extended earlier by PTPTN must be fully settled prior to a fresh application
• Balance of study upon application must not be less than one year
• As of 1st of January 2008, only students with SSPN (Skim Simpanan Pendidikan Nasional) account that is active at least two (2) weeks prior application are eligible for PTPTN loans

Skim Simpanan Pendidikan Nasional (SSPN) Savings Requirements
 

Income Group	RM 2000 & below	RM 2001 & above
Savings	RM 500	RM 3000

As an incentive, a tax relief of RM 3,000 per year by Lembaga Hasil Dalam Negeri – LHD (Income Tax Board) will be given to those who have an income of more than RM 2,000 per month.


Programmes Eligible for PTPTN Loan

Programmes eligible for PTPTN loans are:

Faculty of Medical Sciences
Doctor of Medicine	454W
Bachelor of Pharmacy (Hons.)	523W
Bachelor in Nursing (Hons.)	437W
Diploma in Nursing	449W
Faculty of Applied Sciences
Bachelor of Science (Hons.) Biotechnology	376W
Bachelor of Science (Hons.) Food Science & Nutrition	424W
Faculty of Engineering and Built Environment
B.Eng. (Hons.) Electrical & Electronic Engineering	423W
B.Eng. (Hons.) Communication & Electronic Engineering	427W
B.Eng. (Hons.) in Mechatronic Engineering	598W
B. Eng (Hons.) in Chemical Engineering (Petrochemical)	880W
B. Eng (Hons.) in Mechanical Engineering	881W
B. Eng (Hons.) in Petroleum Engineering	882W
Diploma in Electrical & Electronic Engineering	501W
Bachelor of Arts (Hons.) in Interior Architecture	553W
Bachelor of Science (Hons.) in Architecture Technology	554W
Diploma in Architectural Studies	560W
Diploma in Interior Architecture	559W
Faculty of Management and Information Technology
B.A. (Hons) Business Administration	163W
Bachelor of Arts (Hons.) Marketing	378W
Bachelor of Arts (Hons.) Accounting & Finance	379W
Bachelor of Arts (Hons.) Accounting	380W
Bachelor of Arts (Hons.) Event & Tourism Management	827W
Bachelor of Arts (Hons.) Logistic Management	826W
Diploma in Management	425W
Diploma in Logistic Management	370W
B.Sc (Hons.) Business Information System	162W
Bachelor of Science (Hons.) Computing	384W
Bachelor of Science (Hons.) in Mobile Computing	825W
Diploma in Information Technology	448W
Faculty of Music, Social Sciences and Design
Bachelor of Arts (Hons.) in Psychology	393W
Bachelor of Arts (Hons.) in Mass Communication	422W
Bachelor of Arts (Hons.) in English Language & Communication	500W
Bachelor  of  Creative  Arts  (Hons.)  in  3D  Animation Design	884W
Bachelor of Music (Hons.) Contemporary	374W
Bachelor of Music (Hons.) Classical	375W

Online Application

Effective from 1st August 2008, all applications for PTPTN loans must be made online. Applicants need to apply through the PTPTN Online Application Website at http://epinjaman.ptptn.gov.my or http://202.184.125.150 during the opening and closing date of application. Applicants are required to open an email -- yahoo.com or gmail.com -- for correspondence purpose.


PTPTN PIN Number

The PIN number can be purchased from Bank Simpanan Nasional (BSN) at RM5.00 (valid for 6 months ONLY). Please keep the receipt for website log-in purposes.

Should there be any difficulty in logging-in or in resetting the password please contact:

PTPTN One-Stop-Centre Unit 1 & 2A, 2B,
Level 2, Stesen Sentral Kuala Lumpur 50470 Kuala Lumpur
Contact number      : 03-2092 7788
Official Website       : http://www.ptptn.gov.my
Operation Hours     : 8.30am to 5.00pm (Monday to Thursday)
                                   : 8.30am to 12.15pm, 2.45pm to 5.00pm (Friday)


The PTPTN One-Stop-Centre

The PTPTN One-Stop-Centre will provide the following services:

• Consultation
• Loan Settlement
• SSPN Account Opening
• SSPN Deposit

Internet services for easy access to PTPTN online application.


Application and Submission of Documents

Applicants are required to submit the following documents as listed below to UCSI University personnel-in-charge, Ms. Fatmawati at the Marketing Department, for their online applications. The documents must be photocopied copies in A4 size and certified as ‘true copy’ documents.

• Letter of Acceptance from UCSI University. (Will be provided by the institution)
• Applicant and parents identification card (IC)
• SPM Certificate
• STPM / A-Levels / UEC / SAM / AUSMAT / CPU / CIMP / UCSI University Foundation / Local Matriculation / Recognised Diploma’s results
• The first page of the applicant’s bank account. For those without bank account , please provide the account statement from the bank (CIMB Bank ONLY)
• Skim Simpanan Pendidikan Nasional (SSPN) member’s card / SSPN deposit slip / SSPN account statement printed from the website
• Parents’ Pay slip (at least 2 months) / Government Pensioner’s Card / Parent’s J/EA/EC/BA Form / Income Certification Form
• Certificate of Death (if parents are deceased) or Statutory Declaration if parents cannot be detected
• Confirmation Letter from the Welfare Department if applicant / mother / father / guardian are receiving monthly payment from the agency

All photocopied documents and PTPTN Declaration form can only be certified & witnessed by:

• Pengetua / Guru Besar Sekolah (Govenrnment Schools only / Sekolah Kerajaan Sahaja)
• Pegawai Kerajaan Kumpulan Pengurusan dan Professional (dahulunya Kumpulan A)
• Pengamal Undang-undang / Pesuruhjaya Sumpah (Law practioners/Commissioner of Oaths)
• Jaksa Pendamai (Justice of Peace) / Ahli Majlis Mesyuarat Kerajaan Negeri (Ahli EXCO)
• Penghulu / Penggawa/ Tuai Rumah/ Ketua Kaum / Mukim Bertauliah

All the documents mentioned shall be submitted and verified during the online application as per the schedule below.


Verification Documents and Online Application Form

As required by PTPTN, all online applications must be submitted during the period given. Please submit all application to Ms. Fatmawati at the Marketing Meeting Room, Block A, 2nd Floor, UCSI University South Wing for verification.

Dates for online application submissions to UCSI University:
 

No.	Date	Day	Time
a.	26th Jan – 13th Feb 2009	Every Mondays, Wednesdays & Fridays ONLY	4:00pm to 6:00pm ONLY
b.	18th May – 29th May 2009
c.	20th July – 30th July 2009
d.	28th Sept – 9th October 2009

* Late applications will NOT be entertained.


Deadline Application

All loan applications shall be forwarded by applicants to PTPTN for processing on the following dates:

• 28 February 2009
• 31 May 2009
• 30 July 2009
• 30 November 2009

• Applicants will be notified on the status of their application (approved / rejected) via sms and email 10 days after the above mentioned dates.
• The processing of loan applications normally takes between 2 – 3 months.
• Please contact Ms. Fatmawati if status of application is not notified.

*  Students are advised to be prepared to cover their own tuition fees till PTPTN disburse the loan.


Amount

The amount approved is based on parent’s / guardian’s monthly income. The amount given below is per semester amount which it will be disbursed twice a year (long semester ONLY):

Income Group	RM5,001 and above	RM3001-RM5,000	RM3,000 and below
	Tuition fee only	Partial loan	Full loan
First Degree - Engineering & Science	RM5,000	RM6,750	RM8,250
First Degree - Business & Arts	RM5,000	RM6,500	RM8,000
Diploma - Engineering & Science	RM4,000	RM4,000	RM4,000
Diploma - Business & Arts	RM4,000	RM4,000	RM4,000
Diploma in Nursing & Bachelor of Nursing	RM10,000	RM10,000	RM10,000
Bachelor of Pharmacy	RM10,000	RM10,000	RM10,000
Doctor of Medicine	RM15,000	RM15,000	RM15,000

Academic Performance

PTPTN will stop disbursement under the following circumstances:

• Deferment of studies
• Failure to complete studies within the designated time frame
• Student’s Grade Point Average (GPA) is lower than 2.0 (50%)

Before disbursement of the loan, PTPTN will request the University to provide student’s results at the end of each semester. Please take note that PTPTN has the right to discontinue disbursement of the loan if the student’s academic performance has deteriorated.

Please refer to the example below:
 

Semester	CGPA	Status of Payment
May '08	< 2.0	PTPTN will pay
Aug '08	2.0	Stop payment based on May '08 results
Jan '09	< 2.0	Will pay based on Aug'08 results
May '09	2.0	Stop payment based on Jan’09 results

* Please note that for those semesters which PTPTN has stopped payment, the payment will not be backdated.


Insurance

Starting on 1st June 2008, all student recipients of the PTPTN loan must sign-up for the students’ insurance policy.

• The appointment of an insurance company and payment of premium (deducted from the loan total) will be handled by PTPTN
• Insurance deduction will be done for the first semester only when the loans are disbursed
• The insurance deduction depends on the total loan amount
• For current loan borrowers whose insurance deduction prior to this is less than the amount stated, the amount will be recalculated and extra deduction will be made

Loan Repayment

Subject to the latest news, PTPTN will charge 1% service fee per year on the total outstanding loan amount. Repayment of the loan starts 6 months after graduation or as soon as you have found employment (whichever is earlier).

Usually the repayment period for:

• Science degree is 240 months (20 years)
• Art degree 180 months (15 years) and
• Diploma 120 months (10 years)

The repayment can be made to Lembaga Hasil Dalam Negeri (LHDN) by deduction from the graduates’ salary through their employer.


Enquiries / Information

For enquiries, please contact Ms. Fatmawati (Marketing Department) at 2nd Floor, Block A, UCSI University South Wing at phone ext. 3200, or email to fatmawati@ucsi.edu.my

Note:
The information contained in this brochure has been provided by PTPTN. The information is correct at the time of printing and UCSI University reserves the right to make amendments without prior notice. We will not be held liable for subsequent changes to the information.

Last Updated: 29 January 2009